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Inspection Report Wording — Liability-Safe Patterns

Word-by-word patterns for inspection reports that hold up under scrutiny. The vocabulary professional inspectors use to stay accurate, defensible, and useful to the client.

01 · Section

Use observed, not is

'Granule loss was observed on the south slope' beats 'the roof has granule loss.' Observation language stays factual and present-at-time-of-inspection. It's the most important habit.

02 · Section

Quantify when you can

'Moderate granule loss' is better than 'granule loss.' 'Crack width approximately 1/8 inch with no visible displacement' is better than 'small crack.' Quantification distinguishes you from amateur reports.

03 · Section

At the time of inspection

Every functional comment should end with 'at the time of inspection' or 'on the date of inspection.' This anchors the finding to a moment and protects against future-condition lawsuits.

04 · Section

Avoid absolutes

Don't say 'safe,' 'satisfactory,' or 'good.' Say 'functional,' 'operated as intended,' 'no defects observed.' Absolutes invite liability.

05 · Section

Name the recommended trade

'Recommend evaluation by a licensed electrician' is specific and defensible. 'Have it checked' is not.

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LM

About the Author

Lisa Meine, Certified Master Inspector

12+ years of home inspection experience. Co-founded InspectorData to give working inspectors a modern reporting system that respects their existing templates and workflows. InterNACHI member.